Estimated Market Index
General retail pricing for non-covered items
Basic Metabolic Panel
Usually Covered
Lp(a) (Heart Health)
Rarely Covered
Fasting Insulin
Denied (Elective)
ApoB
Denied (Elective)
Omega-3 Index
Rarely Covered
Toxic Metals Panel
Denied (Experimental)
CRP (Inflammation)
Sometimes Covered
Vitamin D (Advanced)
Limited Coverage
Notice: Pricing is based on national average cash-pay estimates and may not reflect the actual rates of your specific plan. Always verify coverage directly with Aetna.
The Gap in Modern Medicine
Insurance providers typically follow standard medical necessity guidelines. If you aren't currently presenting symptoms of disease, biomarkers like Lp(a) or ApoB are frequently denied as "not medically necessary," leaving patients with significant unexpected lab invoices.
Note: We recommend direct-to-consumer platforms like Function Health for those seeking predictable, wholesale pricing for comprehensive longevity data.
Estimated Provider Bill
Example Claim for Aetna
Direct-to-Consumer
Annual Lab Bundle
Get "CEO-level" bloodwork for $1/day